Can I get a life insurance quote online?
This depends on two things Ė whether the company you hope to obtain the quote from offers online services and the type of life insurance policy that you are looking for. Most insurance companies do offer online services these days and you should be able to obtain an online quote from the majority of UK life insurance companies, however some donít. Likewise, some companies will offer you a quote online but you will have to phone the company in order to complete the deal. This is because life insurance is such a complicated subject and there are so many variables which means you have plenty of opportunity to do something wrong. By completing the deal over the phone you will be guided through the process by a reassuring human voice and all being well the process will be as smooth as possible.
It is also much harder to get quotes for whole life insurance over the internet than it is for term life insurance Ė indeed it is highly advisable to deal with an insurance broker if you are trying to set up a whole life insurance policy rather than setting up a policy by yourself. There are many pitfalls that are all to easy to fall into, and you could potentially end up losing a lot of money if you make even one mistake.
If an insurance company doesnít offer online quotes they will make it clear on their website, so if you canít find the quote system its probably because there isnít one. One quick way that you can get lots of different quotes just by entering your information once is by using a service such as moneysupermarket.com. This is a website that will find quotes for you which you can then follow up if you choose to. Not only will you save yourself a lot of time and effort if you use a service such as this but more importantly a lot of money if you come across a deal that is better than that which you had seen previously.
Another good way to find online quotes is to use an online broker service. These are becoming more and more common, although you must make sure that you are dealing with a reputable business particularly if you decide to follow a quote through.
Disclaimer: The information contained on this page is not intended, nor should it be construed as providing any form of financial advice or guidance as to which insurance product/policy is right for you. If you are unsure as to which product meets your requirements/needs you should always seek advice from an Insurance Professional.