To keep things simple and deliver you an online quotation quickly, the quotes provided
are based on your answers to questions about age and use of tobacco or nicotine products
and certain assumptions only. This information is used to formulate the prices*, for
this reason it is important that you understand, read and accept the following:
- Any questions that you answer or any information that you supply to us or enter onto
this website is truthful and accurate to the best of your knowledge and belief.
If you request a quote on behalf of yourself and someone else i.e. a partner, you have
their permission to provide their details to us and this information is truthful and
accurate to the best of your knowledge and belief. By submitting any other person’s
details, you are confirming that you have their permission and they understand how their
details will be used.
- You, and anyone else you have submitted information for, are;
- a permanent UK resident (excludes the Channel Islands and Isle of Man)
- in good health with no pre-existing health conditions and you don’t have a poor
family medical history
- not regularly taking part in hazardous sports or activities
- not employed, or self-employed in a high-risk job
- requiring your policy to start from the date of quotation, or quite soon
At this stage we can only provide you with a guide price, to give you a general idea
of how much your insurance may cost. We can’t give you an actual price until you’ve made
a full application. If you decide to apply you’ll need to provide additional personal
information such as your occupation and health information. This could result in the
final price to pay being higher than the initial quick quote and/or your application not
The telephone number and email address you provide will be passed to an FCA regulated
broker and so they can contact you regarding your enquiry, talk you through your options
to make sure that you get the right insurance for your needs and your budget.
You are aware that the information provided will form part of a legal relationship
between you and the insurance provider if you decide to complete an application for
protection insurance. If you are in any doubt as to whether any information provided may
be incorrect you should disclose it to the broker or provider before you apply.
*We use a third-party provider, IRESS, to obtain quotes and present these to you. Whilst we
strive to provide an easy to use service and you should receive the results of the quotation
system online, occasionally your requirements can not be met through the system and an
estimate is not delivered. If this is the case, an FCA regulated broker will be in touch
with you to discuss your specific requirements and to provide a quotation if possible.